OUR PROCESS

OUR
PROCESS

We named our process the True North FORMula because it gives you ongoing clarity and direction, keeping you on the path towards financial independence, or what we call True North.

Our Seven Cardinal Pillars give us a panoramic view of your financial situation as your life unfolds and your needs evolve. We’ll make sure you’re headed in the right direction and we’ll help you get there™

OUR SEVEN CARDINAL PILLARS

1

Wealth Management

There is no “one-size-fits-all” solution when it comes to planning for your future. Every plan we develop at the Tyler group is unique to the individual client. We select quality investments that match your personality and are professionally managed to achieve realistic results. The most important contribution you can make is to work with us to understand the true nature of risk and how you can minimize its effect on you. The Tyler Group and The True North FORMula follow a process that will help you pursue your financial independence.

Through our association with Peak Financial Group, one of Canada’s largest independent financial services dealers, we provide you with financial solutions free of any vested interest.

2

Risk Management

The best method to eliminate or transfer risks is to understand them as they relate to your financial affairs. Our process is designed to identify those risks and help you develop a plan that will provide you with peace of mind that you are protected in the event of unforeseen circumstances. Whether you are trying to protect yourself or your business from a Critical Financial Event such as an unexpected death, disability, or critical illness, we are able to implement insurance solutions to manage those risks appropriately.

3

Legacy Planning

What do you want to happen to your life savings when you are gone? The simple reality of life is that we must all face this question. Our process assists you in creating an effective estate plan that minimizes tax and administration, and lays out a clear plan for how your money will be distributed.

4

Tax Planning

The Tyler Group has established strategic partnerships with accounting professionals who serve our clients. There are many benefits to having your taxes completed by a professional Chartered Accountant.

Tax professionals have the knowledge and training required to offer you guidance based on your unique circumstance. We work closely with your tax planning professional to provide you the best and most tax-effective advice.

We can refer you to an accountant, if required, or work together with your own tax professional if you have already established a relationship.

5

Cash Management

As you enter the distribution phase on your road through retirement our cash management pillar determines which accounts you should take withdrawals from and how much money you should withdrawal. Cash management plays a key role in successfully deploying a financial plan so you don’t prematurely deplete your assets.

6

Philanthropy

For many of our clients, there comes a time in their lives when they have reached financial independence and they start to look towards their community and other special interests.  Whether it is donating your time, assets, or future assets, our process includes multiple strategies that allow you to not only leave your legacy but live your legacy.

7

Value-Added Services

A key part of our process is to continually educate our clients on how to reach financial independence. We regularly have discussions and one-on-one meetings to help clients visualize the multiple facets of retirement. Our process helps you understand topics like the following.

Life After Work

Retirement is not only about money. It is also about life choices after work is done. We can help you explore and answer important questions such as:

What will life be like after retirement?

What hobbies and interests would I like to pursue?

Which special groups or community projects would I like to devote time to?

Where will my cash flow come from?

How to be a Successful Investor

Recent events in the world of investment have provided a graphic picture of what can happen when an investor becomes a speculator. The results can be very unsettling. We explore the strategies that will provide the highest probability of success while illustrating behaviour that can be very harmful to an investment program.

The Pension Decision

Decisions about your pension are important and can be complex. We work with you to review the various options available to you and explore the advantages and disadvantages inherent in the choices you make. You may have questions about the Canada Pension Plan and Old Age Security or perhaps a pension from your workplace. You will have a clear understanding of the choices available and how to best take advantage of the ones that are right for you.

The Peace of Mind Estate Plan

Have you ever felt that you needed some help getting your proverbial “house in order”? Many of our clients recognize the need to provide their family and heirs with a well thought out and clear set of written instructions that will specify how their affairs are to be handled when they are gone.

We can guide you through the entire process. We begin by providing a set of questions to consider relating to your last wishes. This is followed by an inventory of all financial property and assets. Any existing wills, trust documents or similar legal declarations are assembled for inspection and review. We will then arrange for a meeting with a legal professional of your choice who can craft the final documents. This may include a new will, a power of attorney or the creation of trust documents as required.

How to Best Preserve and Grow Your Wealth?

The answer to this question is simple. Have a plan! Ready to start?

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